Receive quality health care at affordable rates
Dental work, eye exams and doctor visits are an important – and often expensive – part of taking care of your health. With the Total-Care program, you can reduce your overall health care costs by taking advantage of deep discounts on dental, vision, medical care, hospitals, prescriptions and more.

	Physician network - PHCS Access 20%-45% savings on medical services such as routine office visits and ancillary services, including lab work and imaging centers, by accessing a participating provider. Over 525,000 health care professionals Over 66,000 ancillaries
	Hospital and Provider Network - Three Rivers Save 20%-25% on medical services at acute care hospitals and surgery centers and providers Over 3,900 hospitals nationwide
	Dental Care - Careington International Save 20% to 60% on most dental procedures including routine oral exams, unlimited cleanings, and major work such as dentures, root canals, and crowns at over 63,000 participating dentists. No limits on use, everyone is accepted No waiting or adminstrative forms to file Cosmetic dentistry included such as bleaching, bonding, and veneers

	Vision care- EyeMed Vision Members save 20% to 40% off the retail price of eyewear, exams, eyeglasses and contact lenses from more than 40,000 providers nationwide including access to independent Optometrists, Ophthalmologists, and Opticians and leading optical retailers such as Pearle Vision®, LensCrafters®, Sears Optical® and Target Optical®. Replacement contact lenses by mail 15% off the retail price or 5% off the promotional price of LASIK or PRK procedures, whichever is the greater discount
	LASIK Eye Surgery - QualSight Save 40% to 50% on the overall national average cost of LASIK vision correction surgery with reduced rates from QualSight. LASIK can provide freedom for the majority of individuals who wear glasses or contact lenses. Over 710 locations nationwide Free consultation, pre-operative exam and post-operative appointments
	Prescription Drugs - Agelity Save an average of 15% on brand name drugs and 40% on generic drugs. The discount prescription card ensures that members receive the lowest prices on a majority of prescriptions at participating pharmacies. Nearly 53,000 pharmacy locations nationwide Pharmacy orders available via mail and Internet
	Hearing care and services- HearPO Members save 30% on hearing exams and services and approximately 25% off hearing aids at any HearPO provider. Large provider network of 1,600 locations through out the United States. Discounts on hearing aid repairs and batteries 60-day trial period with 100% money-back guarantee All testing completed by highly credentialed licensed professionals
	24 Hour Nurse Line - CareNet Members have unlimited access to nurses via a toll-free number 24 hours a day, 365 days a year. These nurses are specially trained to offer prompt, confidential medical counseling to help members make informed decisions about the health and medical care they receive. Deaf and foreign language services available through TDD and a language line service Pre-recorded Health Information Library on a wide range of health and medical topics
	Chiropractic and Wellness - WholeHealth Network Save 10% to 30% on health services such as chiropractors, exercise specialists, dieticians, holistic health practitioners, massage therapy, yoga, meditation, nutrition, relaxation therapy and acupuncturists. Unlimited visits and no limits on access to care Toll-free number to locate network providers nearest you Save 25% on vitamins and nutritional supplements
	Diabetes management - Better Living Now From medical appliances and supplies to home medical equipment, Better Living Now can be your single source for all your vitamin and nutrition or durable medical equipment needs. Free blood glucose monitor upgrade 20% to 30% off retail price on Durable Medical Equipment 20% to 40% off retail price on Disposable Medical Supplies

To start saving today, join now or contact us at (925) 299-8000 ext. 8888.

THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance. This plan does not meet the minimum creditable coverage requirements under M.G.L. c.111M and 956 CMR 5.00. This plan is not a Qualified Health Plan under the Affordable Care Act. This is not a Medicare prescription drug plan. The range of discounts will vary depending on the type of provider and service. The plan does not pay providers directly. Plan members must pay for all services but will receive a discount from participating providers. The list of participating providers is on this website. A written list of participating providers is available upon request. You may cancel within the first 30 days after effective date or receipt of membership materials (whichever is later) and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5, AR residents will be refunded the processing fee). Discount Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.

This plan is not available in Vermont or Washington.

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