Improve your family’s health by filling in benefit gaps

Discounts: 20%-50% savings on most dental procedures including:

• Routine oral exams
• Unlimited cleanings
• Braces
• Dentures
• Root canals
• Crowns
• Bonding
• Veneers and more

Provider network: Over 62,000 participating dentists

Key features:

• One of the largest independently owned dental networks nationwide
• No limits on use, everyone is accepted
• No waiting or administrative forms to file

Discounts: Savings average 15% to 60% off generic drugs and average 15% to 25% off brand name prescriptions

Provider network: Over 58,000 pharmacies nationwide, including CVS, Kroger, Safeway, Publix, Wal-Mart, Longs, K-Mart, Winn Dixie, Target, Rite Aid, Walgreens, Food 4 Less and more

Key features:

• Immediate discounts at participating pharmacies
• Members receive savings on 90-day supplies of medications when ordered online, by phone or through the mail with our mail-order pharmacy!

Discounts: 20% off eye exams and prescription frames and lenses, and 15% off prescription contact lenses

Provider network: Over 34,000 participating providers at over 23,000 locations

Key features:

• VSP is one of the nation's largest eye care doctor networks

Discounts: 40%-50% off the overall national average cost of LASIK vision correction surgery. Plus, LASIK vision correction surgery can provide members with savings of thousands of dollars over several years by eliminating or reducing the need for glasses and contacts.

Provider network: Over 710 locations nationwide

Key features:

• A free consultation, pre-operative exam and post-operative appointments
• Fully refundable deposit (even if the member decides not to have the surgery)
• Nationwide access to board certified ophthalmologists using state-of-the-art, FDA approved LASIK vision correction technologies
• Interest-free financing plans up to four months or payments as low as $42 per month available to qualified candidates

Discounts: 15% off the retail price or 5% off the promotional price of LASIK procedures

Provider network: A national network of over 570 locations

Key features:

• Preferred pricing available for Traditional LASIK, Custom LASIK, Traditional IntraLase and Custom IntraLase
• The National Lasik Network's surgeons have performed over one million LASIK procedures to correct nearsightedness, farsightedness and astigmatism

Discounts:

• 10%-30% savings on chiropractic services and many types of alternative health care therapies including:
  • Acupuncturists
  • Biofeedback
  • Chiropractors
  • Dieticians
  • Exercise specialists
  • Herbology and herbal medicine
  • Holistic health practitioners
  • Massage therapy
  • Body work
  • Meditation
  • Nutritional counseling and supplements
  • Personal trainers
  • Reflexology
  • Relaxation treatment (including hypnotherapy)
  • Tai chi and chi gong
  • Vitamins
  • Yoga and more
• 25% savings on vitamins and nutritional supplements

Provider network: Complete wellness program features over 30,000 practitioners nationwide, including:

• Over 14,000 chiropractors
• Over 16,000 qualified alternative health care providers

Key features:

• Unlimited visits and no limits on access to care
• Toll-free number to locate network providers nearest you
• Nutritional supplements can be ordered online or through a toll-free number for home delivery

CareNet provides nurse triage services via a toll-free number 24 hours a day, 7 days a week, including holidays.

Key features:

• Each nurse call will be documented and HIPAA compliant
• Deaf and foreign language services available through TDD and a language line service
• Access to a pre-recorded health information library consisting of over 1,100 various topics, including:

Discounts: 20%-75% off the regular retail pricing on blood tests and 20%-70% off diagnostic imaging services

Provider network: Over 5,000 certified labs and over 1,800 diagnostic facilities nationwide

Key features:

• A simple blood test can detect serious medical conditions such as heart disease, prostate cancer, diabetes and thyroid disease
• A doctor's visit is not required to schedule a lab test, and lab work results are confidential
• Diagnostic facilities provide access to MRAs, MRIs, CT scans and PET scans and require a doctor’s orders for imaging

Discounts: 30% savings on hearing exams and services, and approximately 25% discount off hearing aids at any HearPO provider

Provider network: Over 1,600 provider locations

Key features:

• Largest provider of audiology and hearing aid services in the United States
• Over 280 models of hearing aids available, including the newest programmable and digital technology
• Discounts on repairs and batteries
• Comprehensive follow-up services at no charge for one year
• Free demonstrations of the latest technologies
• All testing completed by highly credentialed licensed professionals
• 60-day trial period with 100% money-back guarantee

Discounts: A $1,000 discount for members compared to the regular price for gastric banding weight loss surgery charged to non-members

Provider network: National network of over 100 participating locations

Key features:

• All surgeons are certified by Allergen (Lap Band) or Johnson & Johnson (Realize Band), and both the Lap Band and Realize Band products are approved by the FDA
• Lap Band and Realize Band products typically deliver many health benefits such as weight loss and a reduction in type two diabetes levels

Discounts: In addition to receiving a free blood glucose monitor upgrade, members also have access to a wide array of discounts including:

• 20%-30% off the retail price of durable medical equipment
• 20%-40% off the retail price of disposable medical supplies
• 20%-25% off the retail price of nutritional supplements and daily living aids

Key features:

• Better Living Now is a managed care provider of health care products and services, specializing in the needs of patients with chronic conditions such as diabetes
• No shipping charges for orders that are $100 or more
• Members can receive up to a 90-day supply, and Better Living Now's care coordinators will send a replacement notification before supplies run out
• No complicated forms to fill out
• No inconvenient trips to the pharmacy

Discounts: 5%-30% off long-term care services such as assisted living facilities, home health care and hospice care

Provider network: Over 5,000 providers*

Key features:

• Discounts are available for providers and services such as skilled nursing facilities, assisted living facilities, home health care, home health aids, respite care, hospice care, durable medical equipment, physical and occupational therapies, diabetic supplies and equipment, wound care supplies and more
• Full eligibility regardless of your age or medical condition
• No length of stay requirement to receive the discounted rate
• Medicare covered patients pay only their co-pay, and non-Medicare patients receive 25% off diabetic equipment and supplies

*You cannot receive a negotiated rate from a network provider from whom you are already receiving services at the time you become a member or if you are receiving services covered by Medicare, Medicaid or worker’s compensation. Some exclusions may also apply for services covered by other health insurance plans.

Key features:

• Professional and knowledgeable assistance to meet your business and personal needs, including:
  • Personal and information services
  • Gift and shopping services
  • Entertainment arrangements
  • Travel coordination
  • Party and event planning
  • Meeting planning and more
• Concierges get to know your individual preferences and needs
• Concierges are available 24 hours a day, seven days a week, 365 days a year and can be contacted by phone, e-mail, fax or online