Frequently Asked Questions
Is this an insurance plan?
No, this is not an insurance plan. This plan provides you with a discounted
price on a wide range of services; you will pay
for services at the discounted price at the time services are received.
Can I use my membership when I travel away from home?
Yes, your membership can be used at any participating provider in the United
After I register for the plan, when should I receive
my membership kit?
After your payment has been processed, you will receive a membership kit in
7 to 10 business days.
How do I get additional membership cards?
If you need additional cards for your household, or have lost your card,
please call Member Services at (800) 290-0523
option 1, then press option 1 again. They will be happy to send additional
cards to you.
If my doctor or dentist refers me to a specialist who is not in
the network, do I still get a discount?
You will only receive a discount by going to a participating provider. You
might try printing out a list of participating providers
to share with your
doctor or dentist to see if he/she could recommend any of the participating
What do I do if I feel the provider overcharged me?
You can send a copy of your bill and a written letter to the administrator
of the plan, Careington International Corporation,
Provider Relations, P.O. Box 2568, Frisco, TX 75034. They will investigate
your inquiry, and you will be contacted
regarding the findings.
Once I select a provider, am I assigned to that provider? How often
can I change providers?
Another great feature of the discount plans is your ability to select any
provider from the network. You can change providers
at any time, and household
members can select their own providers. Call Member Services
at (800) 290-0523 for help finding participating providers.
What should I say when I call a provider to make sure they participate?
The providers will recognize the name of the network with which they participate,
so when you call, it is important to use the
name of the correct network.