Total-Care Discount Plan Group Code: TC-09


$29.95/month* or $269/year*

Enter your agent code below to access your online application.

If you do not have a Careington agent code call 303-284-6138.

*Plus a one-time non-refundable processing fee of $20.00.

Designed for families or individuals, the Total-Care Discount Plan offers the most extensive range of health care savings. You and your family will have access to discounts on medical care, labs and imaging services, dental and vision care, prescriptions and more.

Search for a participating provider or learn more about each product in the Total-Care Discount Plan by clicking on a tab below.

Dental care


Members may take advantage of savings offered by an industry leader in dental care. Careington International Corporation is one of the most recognized professional dental networks in the nation and boasts one of the largest dental networks nationally with a focus on neighborhood dentists. Careington networks are a leader in member-transparent pricing with robust fee schedules.

Careington Dental Plan Features:

  • Save 5% to 60% on most dental procedures including routine oral exams, unlimited cleanings, and major work such as dentures, root canals, and crowns
  • 5% to 20% savings on orthodontics including braces and retainers for children and adults
  • 5% to 20% reduction on specialist's normal fees. Specialties include: Endodontics, Oral Surgery, Orthodontics, Pediatric Dentistry, Periodontics, and Prosthodontics where available
  • Cosmetic dentistry such as bonding and veneers also included
  • All dentists must meet highly selective credentialing standards based on education, background, license standing and other requirements
  • Members may visit any participating dentist on the plan and change providers at any time

Sample Savings Chart

Description Regular Cost* Plan Cost** Savings $ Savings %
Adult Cleaning $126 $53 $73 58%
Child Cleaning $89 $40 $49 55%
Routine Checkup $73 $27 $46 63%
Four Bitewings X-rays $85 $35 $50 59%
Composite (White) Filling Code $201 $87 $114 57%
Crown (porcelain fused to high noble metal) $1,424 $703 $721 51%
Complete Upper Denture $2,047 $927 $1,120 55%
Molar Root Canal $1,382 $644 $738 53%
Extraction (single tooth) $240 $90 $150 63%

* Regular cost is based on the national average of the 80th percentile usual and customary rates as detailed in the 2015 FairHealth Report in the Los Angeles, Orlando, Chicago and New York City metropolitan statistical areas.
** These fees represent the average of the assigned Careington (PDN5) 17 fees in the Los Angeles, Orlando, Chicago and New York City metropolitan statistical areas.
Prices subject to change.


Vision care

VSP Logo

Careington has partnered with the nation's largest eye care provider to help members save 15% to 35% off eye exams and eye glasses. Members will pay no more than the maximum amount shown based on their regional fee schedule. Depending on the doctor's location, the maximum costs and savings will vary.

With over 50,000 participating points of care in retail and medical locations, participating providers will look for more than just vision problems. Preferred providers can detect signs of serious health conditions like glaucoma, diabetic eye disease, high blood pressure and high cholesterol.

Typical Sample Savings*

Benefit Average Cost WITHOUT Plan Average Cost WITH Plan Member Typical Savings
Eye Exam $134 $80 $54
Frame $200 $150 $50
Single Vision Lenses $83 $45 $38
Transition® Lenses $96 $77 $19
Anti-Reflective Coating $76 $45 $31

*These costs and savings are based on regional fee schedule averages. Please visit or call (800) 290-0523 for the actual savings in your area.
This plan is not insurance.
Not available in MT, VT and WA.

VSCA - 06/02/16

LASIK vision correction

National Lasik Network Logo

Members will receive discounts on LASIK that are available at approximately 600 locations nationwide*. All in-network providers extend discounts of 15% off standard prices or 5% off promotional prices. All surgeons must also meet strict credentialing standards in order to be in-network.

Members receive discounts exclusively available through LasikPlus, the featured provider:

  • 15% off standard prices or 5% off promotional prices or special member prices
  • Free exam (over $100 value)
  • Free enhancements for life on most procedures
Special Member Prices
Traditional LASIK - bladeless
Free enhancements for 1 year
$695* per eye
Traditional LASIK - bladeless
Free enhancements for life
$1,395 per eye
Custom LASIK - bladeless
Free enhancements for life
$1,895 per eye

*Nearsightedness better than -2, with astigmatism better than -1 and other restrictions may apply.

*Product not available in MT

LCA - 06/02/16


MedImpact Logo

Members are entitled to prescription savings from 15% to 60% off the retail price of generic drugs and from 15% to 25% off the retail price of brand-name drugs at over 62,000 participating pharmacies nationwide.

Mail-Order Pharmacy

Members can save even more on maintenance medications through a convenient and money-saving mail service, MedVantx. Members receive savings on 90-day supplies of medications when ordered online, by phone or through the mail with our mail-order pharmacy!


Hearing care

Amplifon logo
  • Save 40% on diagnostic services, including hearing exams at over 3,800 provider locations nationwide.
  • Hearing aid low price guarantee: If you should find the same product at a lower price, bring us the local quote and we'll not only match it, we'll beat it by 5%!
  • 2 years of free batteries (80 cells per hearing aid, per year)


24-hour nurse line

Carenet Logo

Carenet's Nurse Line provides access to experienced, compassionate nurses available anytime to answer questions, assess symptoms, and provide care recommendations. Staffed by highly skilled, registered nurses, Carenet's Nurse Advice team is available 24/7 to assist with members' health concerns.

With nurse triage, members are directed to a nearby facility, saving time and money. Receiving advice from these registered nurses reduces claims and costs, relieves stress and increases productivity.

Carenet's Nurse Line Services include:

  • Symptom assessment and phone triage
  • Urgent and non-urgent care advice
  • Drug and medication information
  • Recommendations or condition explanations

Carenet provides deaf and foreign language services through the use of TDD and a language line service. This service can be accessed by members 24/7, including holidays.

Carenet members have access to a pre-recorded health information library consisting of over 1,100 various topics* including:

Infectious Disease
Bones, Joints & Muscles
Mental & Emotional Health
Cardiovascular Health
Cosmetic Surgery
Dental Health
Health Quizzes
Hormonal Disorders
Blood & Circulatory Problems
Men's Health
Newborn Care
Common Illnesses
Reconstructive Surgery
Pregnancy & Childbirth
Alcohol Problems
Back & Neck Problems
Brain & Nervous System
Child Health Development
Parenting & Family Life
Personal Safety

*There are over 600 audio health library topics available in Spanish.


Diabetic care supplies

Better Living Now logo

Better Living Now, Inc. (BLN) is a managed care provider of healthcare products and services, specializing in the needs of patients with chronic conditions. From medical appliances and supplies to home medical equipment, BLN can be a member's single source for all their vitamin and nutrition or durable medical equipment needs.

BLN brings these values to the member:

  • Free shipping and choice of free gift with first order
  • Durable Medical Equipment - 20% to 30% off of retail price
  • Disposable Medical Supplies - 20% to 40% off of retail price
  • Nutritional Supplements and Daily Living Aids - 20% to 25% off of retail price
  • No shipping charges for orders that are $100 or more. Shipping is a flat $7.95 for orders under $100
  • BLN ships up to a 90-day supply and the BLN care coordinators send a replacement notification before the supplies run out
  • No complicated forms to fill out and no inconvenient trips to the pharmacy

Most of Better Living Now's high quality products come with a 30-day, 100% satisfaction guarantee. Some products have restrictions or cannot be returned.


Chiropractic and alternative medicine

Choose Healthy

The ChooseHealthy® program provides members with access to a wide variety of specialty services.

With this wellness program, members can:

  • Choose from more than 31,000 credentialed specialty health care practitioners, which include more than 23,000 contracted chiropractors.
  • Receive a 25% discount off normal fees for services. Specialty health care includes services from chiropractors, massage therapists, acupuncturists and registered dietitians.
  • Receive a minimum 10% discount off initiation fees and/or monthly dues at more than 12,000 fitness facilities and exercise centers nationwide (may apply to new health club members only). Additionally, members may try a participating facility for a free one-week trial membership or one free introductory session prior to joining.
  • Receive discounts on a wide variety of health and wellness products including vitamins, minerals, supplements, skin care items, homeopathic remedies, health related books/DVDs, fitness and sports nutrition products, with free shipping.

Please note that this is a discount program; it is not insurance. You should check any insurance benefits you have before using this discount program, as those benefits may result in lower costs to you than using this discount program. The discount program provides for discount specialty health care services from participating practitioners. You are obligated to pay for all health care services but will receive a discount from those health care practitioners who have contracted with the discount program. The discount program does not make payments directly to the participating providers in the discount program. The discount program has no liability for providing or guaranteeing service and assumes no liability for the quality of service rendered.

ChooseHealthy is a federally registered trademark of American Specialty Health Incorporated and used with permission herein.


Lap Band surgery


Gastric Banding Panel Group - Advanced Healthcare Products

Advanced Healthcare Products offers its members access to a preferred pricing plan for gastric banding weight loss surgery through the Gastric Banding Panel Group, a national network with over 100 locations. There are no forms to file, and discounts are applied at the point of service.

With this weight loss program, members are able to:

  • Access over 100 participating locations nationwide
  • Access a certified gastric banding weight loss surgeon at every location
  • Receive a $1,000 discount as a preferred member for gastric banding weight loss surgery

Key Features of the Gastric Banding Panel Group

  • One of a kind panel in the United States
  • Locations provide a broad coverage in the United States
  • Program is simple and easy to understand
  • All surgeons in the Gastric Banding Panel Group are certified by Allergen (Lap Band) or Johnson & Johnson (Realize Band)
  • Lap Band and Realize Band products are approved by the FDA and typically deliver numerous healthcare services including weight loss and reduction in type 2 diabetes levels


Lab services

  • Agelity LogoA simple blood test is necessary for the prevention or early detection of diseases. The earlier a problem is identified, the easier and more likely it is to be treated.
  • DirectLabs (DLS) is the leader in direct access laboratory testing.
  • DLS offers a wide variety of important health and wellness blood chemistry tests at discounted prices, saving members 10% to 80% off regular retail pricing at over 3,000 certified labs nationwide*.

Take charge of your health and wellness and order today! No doctor's visit required.

*Not available in HI, MD, NY, NJ, RI or MA.
**ND, SD and VT offer Specialty Lab testing only


Imaging services

Galaxy Health Network LogoThrough an exclusive partnership with One Call Medical (OCM), Galaxy Health Network (GHN) can offer significant discounts to members for advanced diagnostic imaging procedures limited to Magnetic Resonance Imaging (MRI), Computed Tomography (CT) scans and Positron Emission Tomography (PET) scans only.

Benefit Highlights:

  • Save 40-75%* less than the usual costs for MRI, CT scans and PET scans.
  • Largest panel of high-quality radiologists and imaging specialists with over 3,200 outpatient radiology facilities throughout the United States.
  • Providers undergo a rigorous credentialing and peer review process for radiology quality.
  • Multilingual call center including English and Spanish. For all other languages, the language line services will be available at no cost to the member.
  • Customer service representatives will assist members in selecting a network provider that is convenient to your home or work.

Actual Member Savings*

Procedure CPT Code Provider Fee Member Paid Member Savings % of
Prov Fee
State of Service
CT scan: maxillofacial area 70486 $882.08 $445.00 $437.08 49.55% KY
CT scan: pelvis 72193 $1,039.14 $458.71 $580.43 55.86% TX
MRI: spinal canal and contents, lumbar 72148 $1,737.45 $545.00 $1,192.45 68.63% AZ
MRI: spinal canal and contents, cervical 72141 $2,002.44 $520.00 $1,482.44 74.03% CA
MRI: spinal canal and contents, lumbar 72148 $2,068.28 $505.00 $1,563.28 75.58% NJ

*2010. Savings may vary based on geographic location, provider selected and procedure performed.

This product is not available in HI, MA, MT, ND, SD, and WV


Financing Logo

Members do not have to put off that necessary medical procedure or the cosmetic procedure that they have always wanted because they do not have the money right now! can help members get financed for their next medical procedure. can offer members affordable and easy financing options for their healthcare needs.

Featured services include:

  • Low monthly payments
  • No down payment required
  • Competitive interest rates
  • Same as cash financing programs for up to 2 years*
  • Flexible payment options and more

Elective Medical Procedures include:

  • Cosmetic Dentistry
  • Weight Loss Surgery
  • Vision Correction
  • Hair Restoration
  • Chiropractic and more

Necessary Medical Procedures include:

  • Stem Cell Treatment
  • Hip Replacement
  • Knee Replacement
  • Cataract Surgery
  • Maternity Loans and more


THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance.
This plan does not meet the minimum creditable coverage requirements under M.G.L. c.111M and 956 CMR 5.00. This plan is not a Qualified Health Plan under the Affordable Care Act. This is not a Medicare prescription drug plan. The range of discounts will vary depending on the type of provider and service. The plan does not pay providers directly. Plan members must pay for all services but will receive a discount from participating providers. The list of participating providers is on this website. A written list of participating providers is available upon request. You may cancel within the first 30 days after receipt of membership materials and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5, AR and TN residents will be refunded processing fee). Discount Medical Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.

This plan is not available in Vermont or Washington.