Premium Discount Plan

Dental Care

Members may take advantage of savings through the Aetna Dental Access^® network.

Members will have access to discounted services and in most instances, can save 15% to 50% per visit on everything from general dentistry to root canals, crowns and orthodontia at over 226,000* available dental practice locations.

Sample Savings

Vision care

VSP Vision Savings Pass is a discount vision program that offers savings on eye care and eyewear. With the best choices in eyewear, VSP makes it easy to find the perfect frame. Members can choose from great brands like Anne Klein, bebe®, Calvin Klein, Flexon®, Lacoste, Nike, Nine West, and more.*

Members receive:

• Access to discounts through a trusted, private-practice VSP doctor
• One rate of $50 for eye exams**
• 15% savings on contact lens exams***
• Special pricing on complete pairs of glasses and sunglasses
• Unlimited use on materials throughout the year
• Exclusive Member Extras and special offers

*Brands subject to change
**This cost is only available with the purchase of a complete pair of prescription glasses; otherwise you'll receive 20% off an eye exam only.
***Applies only to contact lens exam, not materials. You're responsible for 100% of the contact lens material cost.
This plan is not insurance.
Not available in WA.

VSPS

Prescription Medicine Discounts

• Members will have access to savings between 15% to 60% off the retail price of generic drugs and 10% to 25% off the retail price of brand name drugs at over 68,000 participating pharmacies nationwide including Safeway, CVS, Duane Reade, Wal-Mart, Target, Walgreens, Rite Aid and many more.
• Members have access to an interactive website that allows users to locate the nearest participating pharmacy and accurately check the current costs of drugs. Even if members have prescription benefits through a Health Insurance carrier, a comparison of costs between the two programs should be performed to determine the most savings.
• By utilizing this powerful tool, members can make educated cost-saving decisions.

UNOA

Hearing care

• Careington members have access to hearing aid discounts from 30% to 60% at over 5,000 network providers nationwide. The latest in technology for hearing aids and accessories, as well as wireless capabilities for television and cellular devices are also available.
• EPIC offers a service satisfaction guarantee - Members have a 45-day, no-obligation trial period on products purchased. If members are not completely satisfied, their money will be refunded (less a “Clinic Fee” for professional services).
• Members can unlock additional savings by completing 4 fun, educational activities, which include:
• View a brief video and learn about hearing health
• Take a quiz about hearing loss
• Complete an online hearing screening to identify signs of hearing loss
• Learn more about stages of hearing loss and hearing gain technology

After completing these activities, members will receive a congratulatory email with a reward coupon that is to be used on a hearing aid purchase through EPIC Hearing Healthcare.

Members will also receive additional services at no extra charge:

• Routine hearing test
• One-year supply of batteries per instrument (per hearing aid)
• Extended, three-year manufacturer's warranty including loss or damage (standard is one to two years)
• Follow-up visits for one year (valued at $439, assuming no greater than six visits)
• Pricing starting as low as $495 for digital, brand name hearing aids (including the professional services)

NHAN - 06/08/16

Patient Advocacy

Health Advocate, the nation’s leading health advocacy company, helps members and their families navigate the health care and health insurance systems. Health Advocate offers a range of comprehensive services to help members with clinical and administrative issues involving their medical, hospital, dental, pharmacy and other health care needs – saving members time and worry.

How Health Advocate Helps:

• Find the best doctors, hospitals and dentists, and schedule appointments with providers.
• Answer questions about test results, treatments and medications
• Assist in the transfer of medical records, X-rays and lab results
• Locate and research the newest treatments for a medical condition
• Help resolve insurance claims and assist with negotiating billing and payment arrangements, and related administrative issues

Please note that this service is unlimited, and there is no charge when a member calls for assistance.

Diabetic care supplies

Better Living Now, Inc. (BLN) is a managed care provider of healthcare products and services, specializing in the needs of patients with chronic conditions. From medical appliances and supplies to home medical equipment, BLN can be a member's single source for all their vitamin and nutrition or durable medical equipment needs.

BLN brings these values to the member:

• Free shipping and choice of free gift with first order
• Durable Medical Equipment—20% to 30% off of retail price
• Disposable Medical Supplies—20% to 40% off of retail price
• Nutritional Supplements and Daily Living Aids—20% to 25% off of retail price
• No shipping charges for orders that are $100 or more. Shipping is a flat $7.95 for orders under $100
• BLN ships up to a 90-day supply and the BLN care coordinators send a replacement notification before the supplies run out
• No complicated forms to fill out and no inconvenient trips to the pharmacy

Most of Better Living Now's high quality products come with a 30-day, 100% satisfaction guarantee. Some products have restrictions or cannot be returned.

BLN

Imaging services

Through an exclusive partnership with One Call Medical (OCM), Galaxy Health Network (GHN) can offer significant discounts to members for advanced diagnostic imaging procedures limited to Magnetic Resonance Imaging (MRI), Computed Tomography (CT) scans and Positron Emission Tomography (PET) scans only.

Benefit Highlights:

• Save 40-75%* less than the usual costs for MRI, CT scans and PET scans.
• Largest panel of high-quality radiologists and imaging specialists with over 3,200 outpatient radiology facilities throughout the United States.
• Providers undergo a rigorous credentialing and peer review process for radiology quality.
• Multilingual call center including English and Spanish. For all other languages, the language line services will be available at no cost to the member.
• Customer service representatives will assist members in selecting a network provider that is convenient to your home or work.

Actual Member Savings*

*2010. Savings may vary based on geographic location, provider selected and procedure performed.

This product is not available in HI, MA, MT, ND, SD, and WV

GXIN

Mental Wellness

• DialCare Mental Wellness is a program designed to provide safe, secure and private means of seeking mental health assistance from licensed mental health professionals via virtual or telephonic counseling sessions. This unique program offers an app-based interface, connecting members with our mental health professionals not only over the phone, but via video chat as well.
• DialCare Mental Wellness mental health professionals can assist members with conditions such as depression, anxiety, grief, relationship problems and more.

DialCare Mental Wellness is easy to use:

• Members can schedule an appointment with a mental health professional from 7 a.m. to 10 p.m. seven days a week.
• DialCare Mental Wellness mental health professionals will reach out via phone or video chat upon request.
• Mental health professional appointments last for 30 minutes.
• Follow-up sessions may be scheduled for the member's convenience.
• Consultations are available in both English and Spanish.

What conditions can DialCare Mental Wellness mental health professionals treat?

• Depression
• Stress
• Eating Disorders
• Addiction
• Relationship problems
• Anxiety
• Grief
• And more

The first 3 sessions are available at no cost per plan year. After 3 sessions, each additional consult will be $80 per session.

DMCF - 6/28/21

Chiropractic, Alternative Medicine & Fitness

• With the ChooseHealthy^® program, you can save 25% on services from specialty health care providers. The ChooseHealthy program's full musculoskeletal provider network features more than 80,000 participating providers nationwide.
• Choose from more than 10,000 participating fitness centers with the Active&Fit Direct^™ program for $25 a month*. Once enrolled, you also have access to tools to help you get the most out of your fitness membership, such as tools that allow you to track exercise.
• You can save 5% to 55% on a variety of popular health and fitness products. Your discounted pricing can be viewed after registering and logging in. All orders offer free shipping and handling.
• To locate a participating health care provider, visit www.choosehealthy.com/Careingtonfit or call us toll-free at (877) 335-2746, Monday through Friday, 5 a.m. to 6 p.m. Pacific Time. To locate a participating fitness center, visit www.choosehealthy.com/Careingtonfit and click on any of the Active&Fit Direct information tiles to be taken to Active&Fit Direct. If you find a fitness center that works for you and decide to take advantage of this fitness program, click the "Enroll Now" button. An Active&Fit^™ ID card will be generated for you upon enrollment.

Please note that the ChooseHealthy program is not insurance. You should check any insurance benefits you have before using this discount program, as those benefits may result in lower costs to you than using this discount program. The ChooseHealthy program provides for discounts from specialty health care providers. You are obligated to pay for all services from those providers but will receive a discount from those participating providers for services included in the program. The ChooseHealthy program also includes the Active&Fit Direct program, which provides discounted access to fitness centers. The ChooseHealthy program does not make any payments directly to participating providers or to the Active&Fit Direct program. The ChooseHealthy program has no liability for providing or guaranteeing services and assumes no liability for the quality of services rendered. Discounts on products and services available through the ChooseHealthy program are subject to change; please consult the website for current availability.

The programs described above are provided by ChooseHealthy, Inc. and American Specialty Health Fitness, Inc., subsidiaries of American Specialty Health Incorporated (ASH). ChooseHealthy, Active&Fit and Active&Fit Direct are trademarks of ASH and used with permission herein. Other names and logos may be trademarks of their respective owners.

*Plus a $25 enrollment fee and applicable taxes.

Vitamins and Nutritional Supplements

• Swanson has innovated science-backed vitamins and supplements, healthy home, pantry and self-care products, delivering wellness solutions for mind body and home for more than 50 years. Members now receive 25% off Swanson Brand products and 5-15% off almost everything else on the Swanson website.
• Services include free shipping on orders over $50, Swanson's 100% money-back guarantee, outstanding customer service available Monday through Saturday that includes phone, email and live chat sessions and healthy living trends on Swanson's blog, email newsletters and catalog.

Key Features:

• Deals are waiting – don't miss out on the new, limited-time savings on a variety of products.
• Explore the latest healthy living trends on Swanson's blog, a one-stop shop for new product innovations, healthy recipes and wellness articles.

Identity Theft Monitoring and Restoration

Allstate Identity Protection provides proactive and industry-leading identity monitoring to detect fraud sooner than competitors. The Allstate Identity Protection team includes privacy advocates who are certified and trained experts in identity theft restoration. If you indicate an alert seems suspicious, a privacy advocate will contact you by phone and serve as a dedicated case manager throughout the remediation process.

Allstate Identity Protection Includes:

• Solicitation Opt-Outs: Allows you to manage and reduce unwanted solicitations, pre-approved credit card offers and junk mail to limit exposure of personal information.
• Identity Monitoring: Looks for activity that could indicate misuse of your personal information and alerts you to any suspicious activity.
• Privacy Advocate Restoration: If your identity is compromised, trained experts will review any suspicious activity and take the work off your shoulders to restore your identity to pre-theft status.
• Wallet Protection and Dark Web Monitoring: Store the contents of your wallet securely for easy recovery should it be lost or stolen. Any information entered here will be monitored on the dark web for potential compromise, and you will be alerted if there is activity on your account.

Legal advice

Members and their families will have access to a nationwide network of over 20,000 plan attorneys to provide members with discounted legal services. Plan attorneys have also contracted to charge no more than $125.00 per hour, or 40% off their usual and customary hourly rate, whichever is greater, for legal care that goes beyond the included and discounted services.

The fees listed above do not include additional filing fees, costs or administrative expenses. Specific definitions apply. They are only for legal services rendered. Available for legal dependents up to age 25.

LGCA

Travel and medical assistance

Travel Assistance and Emergency Medical Assistance are available through Travel Guard when you are traveling over 100 miles away from home and you are faced with a serious injury or illness, or a travel-related emergency such as lost luggage, passport or wallet; flight rebooking, or pre-trip travel advice on required inoculations.

Emergency Travel Services

• Flight Rebooking assistance
• Lost Passport & Travel Document assistance
• Emergency Cash Transfer assistance
• Lost baggage search; stolen luggage replacement assistanceEmergency Message Relay Coordinate emergency return travel arrangements

Pet Care Program

Pet Assure is a veterinary discount plan. Accepted at over 2,600 veterinarians, Pet Assure is a plan designed to give you peace-of-mind in knowing you can better provide for your pet(s) without breaking the bank.

Members will save 25% on veterinary services such as:

• Surgery
• Vaccinations
• Hospitalization
• X-rays
• Dental care
• Office visits
• Hereditary disease care
• Holistic care

With Pet Assure, you also save 25% at PetCareRx.com on everything your pet needs including:

• Medications
• Preventatives
• Toys
• Supplies

Financial counseling

Financial Counseling on demand provides members with a broad array of practical financial counseling services when they have questions and need assistance.

askAFS services include access to accredited, certified financial counselors by way of a live telephonic counseling helpline and online information, educational and referral resources. Common issues include credit matters, tax questions, home financing, credit card debt, cash flow review, caring for elders, college planning, budgeting, retirement planning, vehicle purchase and many other individual and family financial concerns. askAFS has no products or services to sell.

What does askAFS do?

• Initial problem assessment
• Initial problem clarification
• Problem-solving options
• Creation of a goal-oriented plan
• Resources and tools for the plan's solutions and additional education
• Assistance and support in completing the plan
• Referrals for assistance as needed
• Ongoing follow-up and help with additional concerns

Features and Benefits include:

• Invaluable Resource - Unlimited access to a staff of highly trained, accredited, certified and experienced Financial Counselors.
• A Powerful Array of Resources - On-line tools, calculators, articles and education.
• Convenient and Immediate Access - Live counselors are available Monday through Friday from 7am - 8pm CDT, plus 24/7 availability to the online Financial Resource Center.
• Better Decision for a better life - Counselors understand the emotional aspects of dealing with difficult financial decisions.
• Understanding work/life issues - A service that is sensitive to the challenges many households face in managing work and family issues.

Available for legal dependents with no age restriction.

ASKF

Tax services - Hotline

Tax Rite provides members with expert tax advice conveniently and instantly by telephone through one-on-one consultations with experienced, professional tax specialists. This valuable service gives you unlimited phone calls and prompt, qualified advice on your tax issues all year long. Our toll free number directly connects you to a tax professional, who is experienced in all aspects of taxation.

Tax Rite provides tax advice for all the stages of your life:

• Marriage
• Buying a House
• Having Children
• Children in College
• Starting a business
• Retirement

Tax Benefits Include:

• $50.00 flat rate per return
• Unlimited access to tax professionals year-round
• Free review of last year's tax return
• Research of complex tax issues
• Advice regarding IRS Audits and Notifications
• Tax tips for personal and small business owners (sole proprietors)
• Explanation of tax law Changes
• Translation service for over 140 languages

TRTH

Legal Document Creation

• Everyone faces legal issues sometimes, whether it's writing a will, fighting a traffic violation or dealing with a difficult neighbor. As a member, your Rocket Lawyer legal plan will provide the help needed to handle any legal situation – easy-to-complete legal documents, quick answers to legal questions, free initial consultations from local attorneys and pre-negotiated discounted rates on legal fees.*
• Rocket Lawyer's easy online service enables members to automatically create legal documents by answering a few simple questions. Members can create a will, power of attorney, promissory note, prenuptial agreement and more. The documents are securely stored online so they can be accessed and updated at any time.

Rocket Lawyer can help with these legal matters and more:

• Family legal matters
• Wills and estate planning
• Taxes and other financial matters
• Real estate
• Any other personal legal matters

*Subject to Rocket Lawyer On Call™ terms and conditions.

RCLP